Keystone partners with clients to implement best-in-class real estate solutions designed to optimize portfolios and set higher execution standards on a national level. The genesis of Keystone’s unparalleled ability to enhance the management of real estate portfolios is tied to Performance & Execution, Situational Flexibility, Technology & Infrastructure Security, and Growth & Economic Return.
Keystone is able to apply this expertise and knowledge with clients to identify process gaps and opportunities within portfolios. Collectively, clients experience a higher level of service confidence, translating to realized return and portfolio scalability.
To learn more about Keystone’s comprehensive suite of services, please select one of the options below.
Utilizing trained professionals with geographic competency and experience, coupled with internal analytics and market data, Keystone is able to deliver a higher quality valuation focused on accuracy and validation. Product diversity ensures a solution for various needs, ranging from loan origination, through collateral assessment, acquisition due diligence, mortgage servicing, and asset liquidation.
Delivering a more accurate valuation, Keystone’s SMART BPO leverages best-in-class technology to optimize portfolio management. Through automation and data validation, adjustment controls, auditing, and forecasting, Keystone is able to close process gaps with traditional BPOs. Keystone offers a proprietary interface for clients to aggregate data, run analytics and pinpoint opportunity and risk assets to assist in prioritization within the portfolio.
Utilizing AMC-compliant procedures and superior quality control tactics surrounding USPAP and investor guidelines, Keystone offers a wide array of appraisals to support the real estate and banking industry. With experienced personnel and integrated, trained, and compliant partners, Keystone also has the ability to extrapolate data components of reports and transmit results real-time on a national level.
Keystone addresses the challenges of value variance and validating accuracy on risk assets by offering a streamlined reconciliation review of existing values. As an independent third party, Keystone offers an un-biased forensic analysis and valuation summary conducted by experienced asset managers. This product is accompanied by third-party data overlays to assist in accuracy and market forecasting.
Keystone has conceptualized and created a streamlined market plan as an aggregate of proprietary analytics and market and public record data. Through this process, Keystone is able to generate a unique report that provides users with expected liquidation results, associated costs and timelines, as well as investment potential in the subject property. In addition, forecasting and rental data assist in validating management alternatives for portfolio managers.
As an economical alternative to more traditional approaches to valuation, Keystone offers a FIRREA compliant tax-based valuation tool. This product is an ideal tool to assist in determining legal value, as well as for providing supporting evidence to property managers and REITs. In addition, Keystone has the option to integrate property condition reports as a streamlined solution and validation tool for second mortgage and HELOC lenders.
Keystone leverages its background in Asset Management to assist clients in developing marketing strategies and validating disposition methods on opportunity and risk assets. Upon obtaining critical data points on valuation and property intangibles, Keystone analyzes multiple marketing channels, proprietary analytics, public records, and known expenses. This detail is then aggregated into a report that represents a recommended marketing / disposition strategy and equity analysis.
As a more instantaneous tool, Keystone leverages various data sources, linear regression models, and statistical appreciation concepts to provide insight into a property’s market value. In addition, enhanced tools are offered, such as that of a cascade approach or the addition of an inspection report to validate condition and asset characteristics.
To better identify condition, occupancy, and various property specifics, Keystone offers a stronger form of property inspections for its clients. With diversity in form and third-party vendor types, Keystone’s high-touch workflow generates quality results, streamlining the timelines of origination, servicing, and due diligence decisions.
To assist commercial originators, servicers, and property managers, Keystone offers a diverse suite of commercial based valuation tools, ranging from BOVs (Broker Opinions of Value), Appraisals, and Tax-Based reports. Given the uniqueness of commercial real estate, these tools can be comprised utilizing multiple methods, including market and income based approaches.
Combating industry challenges through its Multi-Channel Parallel Process Flow, Keystone partners with its clients to better assess asset strategy, leading to enhanced execution, optimized returns, and an overall reduction in days in inventory and time-value expenses. Designed to maximize the value of each property, Keystone aligns its objectives with partnering clients to create a true best-in-class management and disposition program by aligning situational flexibility, expertise and partnering vendor networks.
Diverse disposition methods implemented to maximize proceeds and return on asset value.
Comprehensive workflow implemented to continuously move assets through disposition channels.
Granular oversight over asset-based expenses with protection of liability to generate higher net return on sales.
Keystone’s philosophy to asset marketing / disposition requires methodical reviews of each property and its surrounding market. By removing process standardization, Keystone creates a true partnership with its clients by driving optimal execution and net sale values.
Keystone places additional emphasis on asset specifics and intangibles that are often overlooked when considering disposition avenues. Through a diverse workflow, Keystone is able to aggregate analytics on title clarity, delinquencies and occupancy when evaluating strategy and potential sales results.
Keystone’s develops and implements a client-centric workflow to drive consistent execution with the portfolio goals of its partnering clients. Included within Keystone’s suite of REO Asset Management solutions are the following:
Through proprietary analytics derived from assessor and tax records, Keystone is able to determine and manage opportunities for property tax appeals, resulting in higher rates of approved reassessments and impactful realized savings. This high-touch workflow levers proven and transparent methods, delivering consistent results nationwide as a partner and authorized representative property owners and managers.
An innovation within the real estate industry, Keystone’s Tax-Based Valuation / Market Based Analysis creates not only a stand-alone value, but further evidence to contest taxes on residential and commercial assets. Keystone’s solution creates opportunity for cost and expense reduction, often yielding higher profit margins and optimal portfolio performance.
In-depth analysis of acquisitions, property rent/ income & expenses, and geography to develop a strategy that aligns with appeal dates
Generating the best reconciled valuation utilizing Keystone’s Tax-Based Valuation (MBA), which evaluates comparable sales, taxable values, net operating income, and cap-rate analytics to present as appeal evidence
Leveraging built relationships with tax and county assessors to present evidence and negotiate taxable values as the appointed authorized party
Transparent reporting provided to manage approved appeals and realized savings within the portfolio
To address neighborhood blight, compliance & value potential, Keystone delivers inspection, property preservation & asset repair / rehabilitation services by leveraging direct boots-on-the-ground partners in an effort to maximize quality control & overall spend. On a national level, Keystone is able to support the various preservation and field service requirements, delivering real-time quality results and generate operational efficiencies.
Clients benefit through the leverage of direct partners, which generates a higher form of quality and adherence to timelines. This model controls spend for portfolio managers and mitigates overall risk through direct communication channels.
Keystone is able to implement a full-service workflow, from initial inspections to subsequent services required during loan servicing or property management. Diversity within workflow allows for management of third party guidelines.
Keystone’s interface is a full-service, transparent property management platform. Built in surveillance tools allow for transparency into subcontractors through geo-coding and management control over processes and allowables.
In addition, Keystone maintains investor and GSE guidelines, proactively implementing amended terms as released. Guidelines followed include:
Keystone Asset Insurance & Risk Services, LLC (“ KAIRS”), a licensed subsidiary of Keystone, comprehensively analyzes portfolios for the development of strategic insurance coverage policies and solutions. KAIRS, through partnerships with various “A” rated carriers, then implements the most effective and economical insurance program to ensure collateral protection on assets, mitigating additional risk.
Keystone’s risk and insurance solutions surround several key client needs and requirements: Strategic Risk Assessment, Customizable Insurance Programs, Cost Savings, and Advanced Technology Platforms.
With tremendous adaptability, insurance programs include, but are not limited to:
KAIRS implements customized policies and programs specific to clients’ portfolios and needs, offering various coverage programs, limits and deductibles. Partnerships with “A” rated carriers stimulate program flexibility to ensure expense management and cost containment. Advanced technology and robust asset-level reporting capabilities enable clients to take a hands-on approach to portfolio management as it relates to ensure loans and assets.